Teen drivers have the highest car insurance rates of any demographic ... the picture is even grimmer: The average cost of a standalone full-coverage policy for an 18-year-old is $6,687 a year.

Car insurance costs start high in your teen years but begin to decrease as you get older and gain more driving experience. The average rate for 16-year-old drivers with their own policy is $8,420 ...

You should discuss how much the policy costs with your teen. This is also an opportunity to reinforce good driving habits and compare car insurance quotes to get the best rate. Adding a teen to an ...

To properly budget for car insurance, it’s wise to get an estimate of costs. Our car insurance calculator ... and young drivers in their teens and early twenties are typically high as these ...

Car insurance is a big expense for many Americans: In February 2025, the average cost of a full coverage policy hit $2,670 a year, according to Bankrate analysis, while a minimum coverage policy ...

Our research indicates that average car insurance costs are higher for teens and young adults than for older adults and seniors, two demographics that generally have longer driving histories and ...

Texas Farm Bureau has the most affordable car insurance quotes in Houston for teen drivers. A minimum liability policy from Texas Farm Bureau costs around $79 per month for an 18-year-old driver. That ...

Why Is Car Insurance More Expensive for Teens? Companies base car insurance premiums on the suspected risk of covering a vehicle. That’s why rates typically increase after speeding tickets ...