The other risk of a higher credit limit to your score is that you will start spending more. If you have a credit line of $1,000, for example, you might only think of your card as something to use ...

So when I asked recently for a limit increase to $30,000, it felt reasonable and was approved right away. But if I were only spending $500 a month, it'd be a stretch to request a $30,000 limit.

You can often request a credit limit increase via the card issuer’s mobile app or online portal. Or, call the number on the back of your credit card to speak to a rep directly. There’s no ...

Chase bumped my credit limit by thousands of dollars, unprompted, because of my strong payment history. Here's how you can get the same.

But the average estimated credit limit is $32,617, meaning credit utilization is about 58%. The average debtor still has nearly $14,000 in available credit—enough for most emergencies or to pay ...

That puts your credit utilization at 67%. But if you can raise your credit limit to $3,000, your credit utilization will drop to 50%, a change that should push up your credit score.

For example, say you have one credit card with a $9,000 balance and a $10,000 credit limit. Your credit utilization is 90%.