Keep a stack of sticky notes by the sandwich bags and slip in a message before they run off to school; here are 27 ideas to get you started: 1. If the world was a sundae, you’d be the cherry on ...

And for fans of "zen applications" (not our phrase, we swear), Hott Notes offers a "Note Desktop" that shades over everything except your notes. Pretty handy notes, overall, in nice-looking packages.

Is that wreath of Post-Its around your monitor really helping you? Organize your thoughts and lists with StickySorter. This sticky note program on steroids lets your search, sort, and group notes.

At the end of the day, the sticky notes method is a simple gamification hack to get you more in touch with your savings goals. The rules are simple, and the rewards are worth it.

When you’re coming up with your personal business plan, less is better. Since sticky notes are small, they force you to focus on what’s critical for your startup idea.