Debt-to-income (DTI) ratio is the percentage of your monthly gross income that is used to pay your monthly debt. It helps lenders determine your riskiness as a borrower.

Debt-to-income ratio shows how your debt stacks up against your income. Lenders use DTI to assess your ability to repay a loan. Many, or all, of the products featured on this page are from our ...

If you plan to buy a home or car – or make any purchase that requires a loan – it is essential to have a good debt-to-income ratio. Your DTI reveals how much of your income goes toward debt ...