A professional can also help the poster’s friend feel more confident in their finances overall by reviewing their needs versus what they’ve saved and coming up with a customized spending plan.

Starting at P499, the Junior Plan comes with 10gb open access data, unli calls and text, and unlimited access to select apps Mobile services provider Smart Communications, Inc. (Smart) has ...

Dipping into your retirement savings for your kids may not sound like a smart plan, but it can be OK so long as it's done with proper planning. Roth IRAs can be a smart choice if you're looking ...