Should You Lock In a Mortgage Rate Today? originally appeared on usnews.com Update 06/13/25: The story was previously published at an earlier date and has been updated with new information.

Why you should lock in a home equity rate before May Here's why you may want to consider locking in a home equity loan rate before May rolls around: Today's home equity rates are low The average ...

Mortgage rates need to get below 6% to reinvigorate the frosty housing market, according to the National Association of ...

July 22, 2025 show both steady trends and minor shifts, leaving U.S. homebuyers and refinancers wondering—should you lock in now or wait? With 30-year fixed rates still hovering between 6.66% and 6.85 ...

Whether to lock in your 15-year mortgage rate depends on several factors. For example, if you're confident you can find a house during your lock-in period, and rates are trending upward, it may be ...

Of course, one major component of the decision is the specific details of your mortgage. For example, if you locked in a 30-year mortgage rate of 2.75% in 2021, it's a much clearer mathematical ...

If you lock in now at 1.1%, that means if inflation goes up as high as it did before, when the variable rate went to 9.62% in 2022 (with a zero fixed rate), you would be earning 10.72%.

According to the Mortgage Rates Sentiment Survey, many would need to see a significant – and unlikely – drop to be persuaded to sell: If I’m ready to buy a home now, should I?

Part of the issue with making that decision is that home equity loan rates have edged lower recently, which can make this seem like a smart time to lock in a great home equity loan rate. But with ...