That’s why most lenders have stricter rules for self-employed borrowers. Just because you work for yourself doesn’t mean you’re guaranteed to have a hard time getting a mortgage, however.

Yes, getting a home loan as a self-employed person can be more difficult. However, there are banks that provide non-qualifying mortgages that don't require W2s.

Fortunately, self-employed borrowers can get mortgages—if they come prepared. Are you self-employed and hoping to buy a home or refinance? These steps can help you do it successfully and affordably.

My InsiderAt least 16 million people in the US are self-employed. While it can be a good way to make a living, it also comes with its challenges — namely when buying a home. That's because when ...

For example, if your self-employed income is $80,000 ($6,666 per month), you could be approved for total mortgage payments, including PMI and insurance, up to $3,800.

Getting a mortgage when you're self-employed: the basics There's no such thing as a 'self-employed mortgage': you'll be applying for the same mortgage products as homebuyers who are employed by ...