Bank loans are great for low interest rates, but online lenders may be more accessible to self-employed business owners Lenders look for steady revenue, often at least $100,000 annually ...

If you’re self-employed, a small business loan could be the cash-injection your company needs to grow. Here’s a look at where you could get one, and how they work ...

Tax returns are a critical indicator of your income and business success. Banks typically require the last two years of personal tax returns (Form 1040) along with business tax returns (such as ...

Lenders for self-employed mortgages will look at a borrower’s net business income to determine loan eligibility. This means they look at your gross income minus business expenses.

Taking out a home equity loan while self-employed might be more complicated than it is for salaried or hourly workers, but it's not impossible. There are ways to maximize your chances of approval ...

For business owners, you need to be in business for a year. Bottom Line Taking out a personal loan if you are self-employed is a serious financial commitment.

If you have been self-employed for less than 12 months, you may struggle to obtain a mortgage at all. However, you may have to consider either waiting or going down the low-doc loan route if you ...

Beware of the pitfalls of low-doc home loans Low-doc home loans are well suited to freelancers, contractors, sole traders and just about anyone who doesn’t get a regular wage from an employer.

It can be more challenging to get a home equity loan when you’re self-employed. Tips on how the process compares to a first-mortgage application, how to do it, and when it makes sense to wait.

Lenders for self-employed mortgages will look at a borrower’s net business income to determine loan eligibility. This means they look at your gross income minus business expenses.

Self-employed pros need to own at least a 25% stake in their business and have been operating for at least two years to qualify. Others will need to use specialized loan programs, known as ...