Bank lending to the Indian economy may not see a meaningful boost despite the large liquidity surplus in the banking system, ...

India's central bank said on Thursday it will conduct a seven-day variable rate reverse repo auction worth one trillion ...

While the RBI repo rate cut brings hope, banks often delay passing on the benefit, meaning floating-rate borrowers may have to wait for lower EMIs. Thursday, Jul 03, 2025.

At the rate of 7.50 per cent, for a home loan of Rs 50 lakh for 30 years, you will have to pay an EMI of about Rs 34,961 every month. In this way, you will save about Rs 1,727 every month.

RBI cuts repo rate to 5.50%. Know how this affects your home loan EMIs, may drop up to ₹4,000, and what it means for your FD interest rates.

Reserve Bank of India (RBI) Governor Sanjay Malhotra said that the central bank decided to reduce the policy repo rate by 50 basis points (bps) to 5.5 per cent with immediate effect.

RBI MPC meeting: Repo rate cut is expected to lower EMIs for home loan borrowers, providing significant relief, while also likely reducing fixed deposit returns for investors ...

Repo Rate Cut: The RBI has cut the repo rate, which could positively impact consumer sentiment in the auto sector. However, actual sales may not see a significant boost due to financing ...

As of December 2024, RBI data shows 60.4% of floating-rate home loans are linked to the repo rate. But a significant number, around 35.6%, are still on MCLR, and 2% on the Base Rate.

The monetary policy committee (MPC) voted for a 50 basis points repo rate cut in its last meeting to give a leg-up to private sector investments, which have been weak despite high capacity ...