Rental car insurance provides coverage while driving a rental car and is obtained via one’s personal policy, rental car companies or credit card benefits.

2. Percentage-Based Room Rent Limit: Many health insurance plans set the room rent cap as a percentage of the sum insured.

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Room rent limits in health insurance affect out-of-pocket expenses. Choosing a room above the limit incurs proportional deductions on related costs, including doctor's fees and nursing charges.