See how we rate mortgages to write unbiased product reviews. A rate-and-term refinance replaces your original mortgage with a new one. Your interest rate, monthly payments, and term length could ...

Refinancing your home involves replacing your old mortgage with a new one. This can lower your monthly payment, but the costs may outweigh any potential savings.

The key difference is that, with a simple refinance, you can defer closing costs by rolling them into the mortgage and paying ...

You can usually refinance your mortgage with the same bank or lender, but you don’t have to. Learn the pros and cons of using ...

How to score a cheaper mortgage rate today. Taking some (or all) of these steps can reduce your rate by 1% or even more. 1.

Refinance your FHA mortgage without an appraisal, minimum credit score or income verification. That's the FHA streamline refi ...

Can you refinance a car loan? This guide explains how it works, when it makes sense and what to know before you apply.

Refinancing your home loan can help you pay off other debt, especially if you qualify for a cash-out refinance. Learn more about this debt payoff strategy.

There's a strong argument to be made for borrowing with a HELOC over a cash-out refinance now. Here's what to know.

If you’re seeking more affordable mortgage payments, a loan modification or a refinance could both help. Loan modifications ...

Adjustable rate mortgages can save you money upfront—find out how they work and what risks to consider before applying.

There are two different types of refinancing, so which one makes the most sense for you? The refinance people think of the most often is called a Rate/Term Refinance, which will lower your interest ...