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After the offer is accepted, the buyer must submit the official mortgage application. They’ll also need to schedule an appraisal, which lenders require before giving the final mortgage approval.
Santa Maria Times Staff Report Oct 16, 2024 Oct 16, 2024Updated Oct 22, 2024 ...
Plus, in competitive markets, a pre-approval letter can make your offer more attractive to sellers. It can also streamline the buying process, since being pre-approved can speed up the final loan ...
You only need a minimum of one mortgage pre-approval letter. Working with a mortgage broker can be advantageous, since you’ll have access to multiple lenders and only need to get pre-approved once.
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