If you're a Capital One cardholder, experts don't expect major changes right away, but if the merger goes through, your card will likely be shifted to the Discover payment network eventually. How ...

Some of the images have been swapped to reflect Apple Cash cards that are now Visa debit cards. The switchover, which apparently took place on April 19, was first spotted by Twitter user Kanjo.

So, your Capital One credit cards may one day run on the Discover network, but it likely won't happen anytime soon. If this happens, your card's acceptance rates, perks and rewards may change.