Here is how the process works behind the scenes when you swipe, tap or dip your card. Here is a list of major credit card companies with products on the market today.

Balance transfer period Once you’ve received a zero-interest credit card, you typically have only two to four months to make balance transfers from other loans, Rossman said. The big risk is ...

Let’s say you have $5,000 in credit card debt on a card that charges 15% APR. If you qualify for a balance transfer card offering no interest for 18 months, you’ll save $465 (after accounting ...