What Are Physician Mortgage Loans? Physician mortgage loans cater to newly graduated doctors or medical students. They are a type of nonconforming loan, meaning they are not government-backed ...

A physician mortgage loan is lenient on the down payment requirement and the lack of PMI, so lenders may increase interest rates to compensate for the additional risk.

New doctors with a lot of student loan debt and no savings can have trouble qualifying for a conventional mortgage. Physician mortgage loans provide an alternative that overlooks these factors.

Key Takeaways. Physician mortgage loans are geared toward soon-to-be or new doctors who may not qualify for other home loan programs because of their student loan debt.

Designed with the unique needs of medical professionals in mind, The Loan Doctor offers physician mortgage loans featuring 0% to low down payment options and no private mortgage insurance (PMI ...

One of the largest mortgage lenders in the U.S., PNC Bank has a wide variety of loan options — including USDA loans, physician loans and the 3%-down PNC Bank Community Loan. It also offers jumbo ...

Neil Surgenor works as a Physician Loan Specialist at TD Bank where he achieved #22 position among the largest mortgage ...

D.C. Conventional Loans TD's Medical Professional mortgage is a type of physician loan, and is aimed at doctors, dentists, residents, or fellows. Physician loans make qualifying for a loan easier ...

If you're looking for a more unusual type of loan, like an ITIN loan or a physician loan, that's naturally going to limit your list of lenders.These loans are relatively uncommon, so you won’t ...

Lenders typically factor your student loan payments into your debt-to-income (DTI) ratio to ensure that you’ll be able to ...

Jumbo loans, alternative options like physician loans ... option for you depending on your circumstances. The loan requires an upfront mortgage insurance premium and an annual premium, which ...