This is part 1 of 2 of Bankrate’s ’90s era lessons miniseries. Stay tuned later this month for another round of personal finance lessons elevated by Bankrate experts. Some personal finance ...

Christine Benz is director of personal finance and retirement planning for Morningstar, Inc. She is also the author of a new book, How to Retire: 20 Lessons ... on our websites and newsletters.

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via Email Personal loans are a common way to pay for large expenses like weddings, funerals and ...

In his past experience writing about personal finance, he has written about credit scores, financial literacy, and homeownership, and obtained his CEPF. He graduated from Northwestern University ...

When it comes to applying for any type of loan, preparation is key. Improving your credit, lowering your DTI and decreasing the amount you need to borrow can help you qualify for a loan.