If you plan on borrowing, it’s crucial to understand the best loans to apply for to avoid unnecessary debt. Start with federal student loans, as these come with borrower benefits and protections ...

For most Americans, higher education is out of reach without taking on some debt. According to Pew Research, one in four U.S. adults under 40 have student loan debt. Whether you’re interested in ...

Health professions student loans (HPSLs) are loans offered by the Health Resources and Services Administration (HRSA). Schools actually apply for these loans and then offer them to the students ...

Given that timeline, you’ll want to begin applying for student loans around May or June, although you can still apply for private loans in July or even August. Here’s what the timeline looks ...

Max out federal student loans before you apply for private loans — and only borrow what you need and can repay. Many, or all, of the products featured on this page are from our advertising ...

Whether you’re interested in federal student aid or private student loans, these steps will help smooth out the process when it comes time to apply for a loan. There are two main types of ...

However, our opinions are our own. See how we rate student loans to write unbiased product reviews. You'll apply for a federal loan with the FAFSA, and a private loan on the lender's website.