CNBC Select analyzed the pros and cons of Capital One credit cards using an average American's annual spending budget to find the best based on consumer habits.

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Discover if the Credit One Bank Platinum Visa for Rebuilding Credit is right or wrong for your credit rebuilding journey.

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The potential for a high annual fee makes the Platinum E3 Visa from Credit One Bank a less-than-ideal choice when cheaper options exist for consumers with bad credit.

The Capital One Platinum Credit Card doesn’t offer rewards or many meaningful benefits, but it could be the right choice for those with fair credit looking to build a stronger credit profile.

Read our in-depth Capital One Platinum Credit Card review to discover benefits, features, fees, and how it compares to other cards for building credit.

Read U.S. News' review of the Credit One Bank® Platinum Rewards Visa with No Annual Fee. Learn about this credit card's best features, drawbacks and compare to other popular cards on the market.

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The Capital One Platinum Secured has a lower minimum deposit than many other secured credit cards, and with responsible use you could improve your credit score.

The Capital One Platinum Secured Card doesn’t earn rewards, but can build credit while offering the unique chance for a higher credit line than your minimum deposit.