Is the Sapphire Reserve for Business worth the annual fee? For most businesses, no. You’d have to use most of the card’s coupon-style benefits to justify paying the $795 annual fee.

Celebrate the start of 2022 with a handmade Happy New Year card! 🎉💌 This simple and unique DIY greeting card idea uses colorful paper, markers, and glitter to create a festive, personal ...