The average cost of car insurance has risen to $1,897 a year in the U.S. Your choice of insurer and where you live are two major factors in the price you pay for coverage.

Drivers with a DUI paid the most, at an average of $3,933 annually. Those costs are for full-coverage insurance. Drivers wanting minimum coverage, sometimes called liability insurance, pay much less.

The cost of car insurance continues to rise: In July 2025, the average full coverage policy hit $2,677 a year (or $223 a month), according to Bankrate. That's an increase of about 12% from last ...

Car insurance rates after a DUI can be prohibitively expensive. In an analysis of rates, we found that the average cost of a full coverage policy without a DUI is $1,895 per year.

How much is car insurance for first-time drivers How much a first-time driver will pay for coverage depends on several factors, including their age and whether or not they’re on their own policy.

Most states only require liability coverage to meet mandatory insurance minimums. Car insurance is not just a good idea, it’s required by law in all states except New Hampshire.

Whether you purchase a new or used vehicle, there are some things to know about buying a car for your teenager. These tips will help you balance safety, reliability, affordability and your new ...

Each state has a minimum amount of car insurance you can buy to satisfy financial responsibility laws. Liability insurance is the primary requirement, covering damage and injuries you cause others ...

After you purchase a car insurance policy, you might forget exactly what type of coverage you have—and how much you paid for them. Your car insurance declaration page includes these details and ...

How much car insurance do you need? As mentioned above, your state most likely has minimum limits on the different types of coverage that you need to carry to drive legally. There are three types ...

Key Takeaways A car insurance premium is the money you pay for your auto insurance policy. The national average car insurance premium for full coverage is about $147 monthly.