The article, citing data from Standard and Poor’s, also found that five of Australia’s top 10 suburbs for mortgage stress were in NSW, three in Victoria, and one each in Queensland and WA.

Assuming a $650,000 property value, $40,000 minimum down payment (6.15%) and $24,400 mortgage default insurance (for a total mortgage of $634,400), here’s how the mortgage stress test works ...

Mortgage Stress Surges Across Australia for First-Time Buyers Brisbane, Adelaide, Perth have crossed threshold of stress High borrowing costs, surging property prices drove increase ...

Having to give up a low-rate mortgage isn’t the only thing keeping homeowners from listing their places for sale. Turns out many of them don’t want to deal with the stress. In a poll of 1,000 owners ...

"Mortgage arrears in our data set are sitting at around 1 per cent, which is actually around long-term averages," said Erin Kitson, director of structured finance at S&P Global Ratings.

Halifax eases mortgage "stress tests" so home buyers can borrow up to 13% more - High street lender says typical buyer will get £38,000 more “fire power” for their purchase ...

Top Tips for a Stress-Free Mortgage Experience Apr 18, 2024 Updated Mar 21, 2025 3 min to read ...

Coventry for intermediaries has eased its mortgage stress test, giving typical borrowers the chance to borrow up to £35,000 more when buying their home. The changes will reduce stress rates for ...

A mortgage stress test evaluates your ability to make repayments if rates rise. To pass, no more than 30% of gross income goes to the loan.