During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in late ...

Today's average mortgage rates on July 15, 2025, compared with one week ago. We use rate data collected by Bankrate as reported by lenders across the US.

During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in late ...

Today's average mortgage rates on June 28, 2025, compared with one week ago. We use rate data collected by Bankrate as reported by lenders across the US.

Check our interactive map to find today's 30-year mortgage rate average for any U.S. state. Right now, the cheapest states are New York, Connecticut, and New Jersey.

Today's average mortgage interest rate of 6.67% is just that – the average. That means that you may be eligible for an even lower rate, depending on your credit score and profile.

The benchmark 30-year fixed mortgage now stands at 6.70% after declining 11 basis points since last week. The current rates mark a sizable drop since hitting 7.80% in early October 2023, according ...

Refinance rate predictions Most housing forecasts still call for a modest decline in mortgage rates, with average 30-year fixed rates expected to end the year around below 6.5%. For refinancing to ...

According to Smith, mortgage rates could move lower slowly and steadily, but numerous risks could also keep rates elevated. Fannie Mae now expects rates around 6.1% by the end of 2025 and 5.8% by ...

Check our interactive map to find today's 30-year mortgage rate average for any U.S. state. Right now, the cheapest state rates range from 6.61% to 6.71%.

The benchmark 30-year fixed mortgage now stands at 6.69% after declining 13 basis points since last week. The current rates mark a sizable drop since hitting 7.80% in early October 2023, according ...