Mortgage rates aren't directly impacted by changes to the federal funds rate, but they often trend up or down ahead of Fed policy moves. This is because mortgage rates change based on investor ...

As the Fed lowers its benchmark rate, mortgage rates are expected to go down. But the Fed's forecast also showed that policymakers think inflation will run a bit hotter than they initially ...

As the Fed began raising rates in March 2022 to wrestle runaway inflation down to its 2% target, the housing market felt the squeeze. Mortgage rates surged to decades-high levels as home prices ...

Last year, mortgage rates were supposed to go down a lot. But in spite of some big drops in the fall of 2024, rates ended the year close to where they started. What will happen in 2025?

according to forecasts by major mortgage lenders and industry associations," said CNBC Make It. If you have been waiting for a while for rates to come back down to make home buying a bit more ...