If you're getting ready to buy a new home or refinance your mortgage in New York, understanding current rates is key. That ...

Analysts believe a modest drop in mortgage rates could prove to be a "magic bullet" for the U.S. housing market.

During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in late ...

In places like Dallas, Nashville and New Orleans, mortgage rates would need to fall by more than two percentage points in ...

Historic mortgage rate trends During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%.

In what was likely welcome news for aspiring home buyers, the average rate on a 30-year mortgage held at a 10-month low, ...

Source: Bankrate lender survey Mortgage rates are determined by many factors that include inflation rates, economic conditions, housing market trends and the Federal Reserve's target interest rate ...

Mortgage rates today, June 16, 2025 On Monday morning, June 16, 2025, the average interest rate on a 30-year fixed-rate mortgage was unchanged at 6.87% APR.

Average mortgage rates are rising as of Thursday, June 12, 2025, a day after new consumer price index data showed inflation edging higher year over year to 2.4% in May — softer than expected yet ...

Understanding mortgage and refinance rates is key when navigating the Texas housing market. These rates aren’t set in stone, though. They fluctuate based on factors like 10-year Treasury yields, ...

A mortgage rate lock allows you to keep your interest rate unchanged for a set period of time, usually between when your purchase offer is accepted and when you close on your new home.