The full mortgage application takes place after you’ve had an offer on a home accepted. ... Form 4506-T or 4506T-EZ: A form from your loan officer authorizing the lender to access your tax returns.

With an ARM, many people choose to refinance due to their rate adjusting higher. However, it’s important to remember that ...

Mortgage applications can be denied for multiple reasons, including credit issues and changes in employment. If your mortgage application is rejected, you can explore other lenders and loan ...

Your lender will ask for financial and personal details on either the Uniform Residential Loan Application or a similar standardized form. Here’s what to expect.

In Florida, the definition of "loan originator" means "An individual who, directly or indirectly, solicits or offers to solicit a mortgage loan, accepts or offers to accept an application for a ...

CrossCountry Mortgage doesn’t publish its minimum borrower requirements online. You’ll typically need a credit score of at least 620 for a conventional loan and a maximum debt-to-income (DTI ...