Online mortgage lenders have taken over the market. But are you better off with a digital-first company or a traditional bank ...

Key Takeaways The mortgage process is complicated but can be broken into six steps: pre-approval, house shopping, mortgage application, loan processing, underwriting, and closing. It’s a good ...

Senator Cynthia Lummis followed Representative Nancy Mace in proposing a law in Congress that could codify a June order on ...

The mortgage approval process is more in-depth than a simple pre-qualification. Lenders take the time to look at your proof of income, assets, credit score, and evidence of employment, among other ...

US Senator Cynthia Lummis has introduced a bill for housing finance agencies to consider crypto in evaluating mortgage loan ...

Gathering documents needed for mortgage pre-approval is an important first step in the home-buying process. Even if you're not sure whether you're ready to buy a house, getting a mortgage pre ...

A mortgage pre-approval also tells you how much house you can afford, which can guide your home-buying journey. A study from the National Association of REALTORS® found that home sale prices rose ...

Alliant Credit Union is proud to announce exceptional mid-year results for its Residential Lending team, following the ...

Lenders aren't required to give you a mortgage just because you're pre-approved. Lenders may deny you if your financial situation or market conditions have changed.

At that point, you'll get a pre-approval letter that you can show to your real estate agent and submit with an offer. However, pre-approvals don't last forever — they are only valid for a set ...

4. Go through the full mortgage approval process While you might think you're approved after getting a loan estimate, some additional steps are still needed to complete the refinancing. If you ...