However, having a pre-approval letter at hand often shows you’re more serious in your home-buying journey and may offer a competitive edge over other home buyers. You generally need to provide ...

Our opinions are our own. A mortgage pre-approval is an estimate of how much you can borrow to buy a home. During the mortgage pre-approval process, you'll share financial information with a ...

PEOPLE can exclusively reveal all the unique features inside the modern home — plus, how to win it HGTV's Smart Home 2025 is packed with Southern charm! PEOPLE can exclusively reveal the modern ...

Pre-approval also helps you focus on homes within your price range, avoiding wasted time and heartache. A good lender will also help you explore loan options that best fit your needs, ensuring you're ...

Sigler, 28, and Athenson, 30, married five years ago, falling in love with their 1947 ranch-style home on the border of Altadena and Pasadena. Evacuated for days during the wildfire, on their return ...

In this environment, a critical first step for buyers is to secure a written mortgage pre-approval, a tool that can help them navigate the market with confidence, secure favorable terms and ...