Millions of Americans have at least one open credit card account. And on average, people carry three different credit cards in their wallets. Credit cards are convenient ways to pay for purchases ...

Applying for a credit card takes more research than simply looking at the kind of rewards you might earn. ... (670 to 800-plus in the FICO scoring model), including its airline and hotel cards.

Depending on the scoring model used, a good credit score falls between the following ranges: FICO: 670 to 739; ... Find the card that offers the right rates and rewards for you.