Having your credit card application denied can come as a shock. It's important to know that there are a few factors that go into the issuer's decision to say no. Although it can be discouraging ...

Your credit score is a numerical value representing your likelihood to properly manage a credit card. Although Citi doesn’t publish exact scores required for specific cards, they do provide ...

When you apply for a credit card, you’ll know quickly whether you've been approved or rejected. If your application is 'pending,' it means the lender needs extra time to review it, which could ...

If your card application is declined, your first step should be to figure out why. If the denial is for something on your credit report, the creditor is legally required to send you an adverse ...

Lying on a credit card application is fraud and can have serious legal consequences. You shouldn’t need to lie to qualify for a credit card because there are cards available for all types of ...

For 2023 overall, the application rate for higher credit limits increased to 14.4% from 11.5% in 2022, with the largest increase seen among consumers with credit scores under 680, the Federal ...

Your credit card application approval odds are closely tied to your credit score. The most widely used credit scoring model among lenders is FICO® Score 8, and to get approved for the most ...

Even if you don’t have a job, you may still be able to get approved for a credit card. Note, however, that you will need a reliable source of income.

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate ...