Banks evaluate your risk as a borrower when deciding whether to issue you a credit card. The less risk the bank sees in your application, the higher your odds are of approval. It’s important to ...

Discover Application Status. U.S. Bank 7 to 10 days. 3 to 5 days. Yes, $15 fee. Yes, both new and replacement cards. IHG One Rewards Premier Credit Card. IHG One Rewards Traveler Credit Card.