While it may be lighthearted and poppy, the aesthetic is a byproduct of political and economic hardship. If Y2K ended after the dot-com bubble burst, McBling rose to popularity in 2003, following ...

DTI is 36% to 42%: This level of debt could cause lenders concern, and you may have trouble borrowing money. Consider paying down what you owe. You can probably take a do-it-yourself approach.

Debt-to-Income Ratio Guidelines Most lenders like a DTI ratio of not more than 35% or 36%. Sometimes, mortgage lenders will still approve your loan if your DTI is up to 45% (or 50% for an FHA loan).

The Federal Housing Finance Agency’s (FHFA’s) decision to delay implementing the controversial upfront fee on Fannie Mae and Freddie Mac borrowers with higher debt-to-income (DTI) ratios gave ...