Paying your credit card twice a month is good because it allows you to check in with your spending and get ahead of your ...

Your credit utilization ratio is the amount of debt you have divided by your total credit limit. Credit utilization accounts for a decent chunk of your credit score, so aim to use no more than 30% ...

If you have a low score, you can take steps to improve it. If you have a good or excellent score, you can work to maintain it. Checking your credit score doesn't hurt your credit, and even if you ...

It's no wonder that a recent survey from Capital One Insights Center found that almost 70% of Americans believe that having too low of a credit score will prevent them from qualifying for any type ...

A bad VantageScore credit score is under 661, slightly more generous than FICO. However, VantageScore isn't used as often as FICO in lending decisions. A low credit score results from harmful ...

The spring selling season is almost here, and for homebuyers attending open homes, it's best to go in pre-approved for a mortgage. And that means those applying for financing will need to be ...

You can strategically work toward fixing your bad credit by understanding what caused your low score. Depending on the cause of your low credit score, it may take months or years to improve.

It could be frustrating to have a low credit score without ever taking a loan, but there are multiple reasons for this to happen, particularly if you are new to credit or have not actively used ...

There are many reasons for a denial: It could be that you have applied for too many cards recently, you have too much debt, you have missed payments or your credit score is too low. Planning to ...

Here is a list of our partners and here's how we make money. Yes, you can still get a mortgage if your credit score is below 620. Expect some tradeoffs: You’ll probably need a larger down ...