Long-term-care insurance can help pay for ... try to save more to pay out-of-pocket costs if you need care." Consider the pros and cons of reducing your inflation protection, which increases ...

LTC insurance premiums can be tax-deductible and the benefits you receive are usually tax-free. Cons Can be expensive, especially for retirees on a fixed income. Long-term care insurance ...

I often suggest long-term care insurance to my clients, and I almost always hear this objection: “It’s too expensive.” Can You Afford $72,000 a Year for Long-Term Care? Yes, long-term care ...

However, I'm not sure how to best manage the expense. Is long-term care insurance worth it? Answer: The affordability of long-term care insurance worries many retirees and pre-retirees.

That's what we will break down below. Compare your long-term care insurance options now. There are pros and cons to ...

The following pros and cons should be carefully considered to determine whether life insurance would be a good addition to ...

See how we rate life insurance products to write unbiased product reviews. With lifespans longer and families more spread out, it's essential that I think about long-term care. Long-term care ...

A newer type of annuity lets you insure for long-term care while still protecting and ... so they have both pros and cons. While the concept isn’t new, insurers are always looking to improve ...

The options include traditional long-term-care insurance (purchased on the private market or as an employee benefit), a hybrid insurance policy or annuity with a long-term-care component or self ...

"If I can’t take care of myself, I don’t know if there are people who feel a responsibility for me in the same way I did for my grandmother.” Craigen's solution: investing in long-term care insurance.

A long-term care insurance policy doles out money to help cover the costs of nursing-home care, an assisted-living facility or at-home assistance if you are no longer able to take care of yourself.

Established in 1871, Genworth is an insurance company offering long-term care insurance, providing protection against the costs of nursing homes, assisted living and Alzheimer's care. At the time ...