Planning for long-term care is crucial to protect your independence, family and financial stability against unexpected health ...

Everyone thinks they’ll be in the 30%, but the numbers say to plan otherwise,” says Beth Ludden, senior vice president of ...

Americans are badly misinformed about the basics of long-term care, a point driven home in numerous surveys and studies. One ...

Long-term care can cost upwards of $100,000 per year and many expenses are not covered by Medicare or private insurance. Here's how to plan for future long-term care needs before you even reach ...

About 80% of 65-year-olds will need some form of long-term care, according to the Center for Retirement Research at Boston ...

Most people don’t think about the possibility of needing long-term care one day. However, as we age, the likelihood of requiring assistance with daily living tasks increases. According to an HHS ...

Essentially, the plan costs nothing if not used for long-term care. Yet another advantage: we can insure any two people on one policy, which is cheaper than two separate policies.

Why would I need a long-term care plan or long-term care insurance?" We get it. For many, traditional long-term care (LTC) insurance feels like a gamble — you pay in and hope you never use it.

Studies repeatedly show that most Americans don’t have a plan for long-term care. In a 2024 survey by Northwestern Mutual, 63% of Generation X and 50% of baby boomers acknowledged they probably ...

A growing group of middle-income elderly people are too rich for government benefits but can't afford long-term care.