Chase bumped my credit limit by thousands of dollars, unprompted, because of my strong payment history. Here's how you can get the same.

If you’re ready to increase your credit limit, there are several ways to get the ball rolling. Most credit card issuers allow you to request a credit limit increase online or by phone.

How to increase your debit-card limit 1. Call your bank to ask for a daily limit change Contact your bank to see if it will increase your daily debit card limit on signature and PIN-based purchases.

Getting a credit limit increase can make your credit card far more valuable, particularly if you were approved for a card with a very low balance. It will help to keep your credit utilization low ...

Same goes for a maxed out card. 3. You recently opened your account or asked for an increase. Often, you have to wait for a little while after you open your account to get a credit limit increase.