If you’re a young adult looking to lock in life insurance for the long haul, Banner could be a good option. It’s one of the few companies that offers 40-year term policies–longer than the 30 ...

Lafayette Life is Investopedia’s pick for the best final expense insurance. It offers up to $50,000 in coverage, tied for the highest in our review, and accepts applicants up to age 85. Its ...

WINDSOR, Conn., and ARLINGTON, Va., June 25, 2025 — The 2025 Insurance Barometer Study, conducted jointly by nonprofit associations LIMRA and Life Happens, shows that young adults believe the ...

Not all insurance companies offer no-exam policies for whole life, but Mutual of Omaha has three, including a plan for adults up to age 85 with a payout of up to $25,000 and a children's no-exam ...

Ladder offers term life insurance in all 50 states and Washington, D.C. that is underwritten by Allianz, Amica, S.USA Life Insurance Company and Fidelity Security Life Insurance Company. Term life ...

Importance of life insurance for young adults Roxanne Christopher, CG Life Insurance Consultant Created: Sep 16, 2024 10:09 AM (Updated: Sep 16, 2024 12:42 PM) ...

Experts generally agree that buying life insurance is a solid financial move for adults, but there's a more contentious debate about whether it's worth buying it for your children.

However, 42% of U.S. adults said they need life insurance or more of it, representing a life insurance-need gap for about 102 million adults. This gap has risen by 2 percentage points since 2021.

Term life insurance is a temporary type of coverage that tends to be affordably priced. Learn how term life insurance works, what it costs, and see if it's right for you.

Supplemental life insurance is coverage you can purchase in addition to primary life insurance. Employers may offer free or low-cost supplemental life insurance for full-time employees.

The life insurance coverage gap seen with middle-income Americans is also seen in women, who, according to the study, were less likely than men (46% vs. 57%) to report that they own life insurance.

Qualifying for a Life Settlement You generally must be at least 65 years old — and in good health — to sell your policy. If you’re younger, you might be eligible if you have a critical ...