Cash value life insurance offers benefits during your lifetime and after your death, but it can be expensive. Here’s a detailed look at its pros and cons.

Guardian is one of the best companies for universal life insurance shoppers, according to a Forbes Advisor analysis. In addition to universal life, Guardian also offers term and whole life policies.

Borrowing against your life insurance doesn’t require a credit check or a strict repayment schedule, making it a fast and flexible option. If you want to avoid tying up other assets or waiting ...

Whether the policy has a cash value account. Term life insurance locks in rates and coverage for a specific period, such as 20 years. Whole life insurance, ...

5 Different Types of Life Insurance, and How to Choose in 2025 There are five main types of life insurance to choose from. Here’s a breakdown of what each one covers. Ryan Brady ...

Generations of parents have opened 529 plans to save for their children’s educations. Now some are reconsidering the value of ...

Option 2: Life Insurance – Guaranteed, Tax-Free Wealth Transfer Now, imagine you could write a check to your children today, knowing they’d receive it tax-free, no matter what happens in the ...

Let's explore whole life insurance, including what it is, how it works, how much it costs and how it compares to term life coverage. That way, you can decide which policy might be right for you ...

Saving for retirement in your 20s is one of the best ways to prepare for the future, even if you're only putting away a ...

I’m 61 and ‘have been saving my entire life.’ But my adviser just screwed up a Roth conversion, costing me $220K and forcing me to delay retirement 5 years. Now what?

Life insurance strategies could help wealthy families remove assets from their estates while acting as the collateral for loan financing and a source of tax-free distributions. These possible ...