A life insurance medical exam usually takes less than 30 minutes to complete and includes measurements of blood pressure, heart rate, height, weight, and other metrics. You'll also have to provide ...

Not all insurance companies offer no-exam policies for whole life, but Mutual of Omaha has three, including a plan for adults up to age 85 with a payout of up to $25,000 and a children's no-exam ...

Many life insurance policies require you to take a medical exam when you apply. But there are exceptions, which can be a boon for people with preexisting health conditions. Read our guide to learn ...

No-exam life insurance policies have a reputation for offering skimpy coverage at high prices. Recent innovations in data analytics, though, including the use of artificial intelligence (AI), has ...

No-exam life insurance lets you apply for coverage without undergoing a physical exam. This can make it a faster and more convenient option, especially for people with pre-existing conditions who ...

AARP, Country Financial and Ladder top our list of the best life insurance with no medical exam. Find out who else made the cut in 2025.

Employee life insurance can often cover basic end-of-life expenses and may match some or all of your annual salary. Basic coverage usually doesn’t require an exam and may even be free.