With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces.

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

CD rates are often influenced by market conditions and decisions by the Federal Reserve. A certificate of deposit (CD) can provide peace of mind to savers worried about the resumption of rate cuts.

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

For many savers, though, finding the right CD strategy is key to maximizing the returns — particularly if you want your CDs to deliver over the long haul. Compare today's top CD account rates ...

Once a certificate of deposit matures, you can withdraw funds to put in another account, withdraw and open a different CD or let your CD renew. Many, or all, of the products featured on this page ...

Compare rates from online banks, community banks and credit unions to find the best six-month CD rates. Pay attention to the minimum requirements to earn the advertised APY and maximize your ...