by Danny Schmidt, KOMO News Thu, January 26th 2023 at 9:10 AM ...

The DMV did not say how many customers were hit with unwarranted late fees but promised refunds for those who thought their payment went through. If it happened to you, contact 7 On Your Side.

Payment history is a major consideration when it comes to calculating your credit score, making up 35% of your total score. A single late payment — which happens 30 days or more after the ...

A goodwill letter is a formal written request asking a creditor to remove a negative mark, like a late payment, from your credit report. Goodwill letters are most effective if your payment history ...

While you'll likely still get hit with a late payment fee, in this case, your credit score won't suffer. Related: How to check your credit score ...

Grace periods are usually 15 days. If you pay within that time, you won't owe a late fee, and the payment won't be reported to credit bureaus as late.

The 2009 Credit CARD Act required that cardholders could be charged late fees only if they were “reasonable and proportional” to the card issuer’s costs in dealing with a late payment.