Learn how interest rate and APR differ and why each matters when evaluating loans. Understand their roles in determining the true cost of borrowing.

The interest rate on a mortgage indicates how much interest you’ll pay for the amount you borrow. The annual percentage rate (APR) is the interest rate plus additional fees and any points. Interest ...

The rate on a 30-year fixed refinance climbed to 6.27% today, according to the Mortgage Research Center. The 15-year, ...

Today, the mortgage interest rate on a 30-year fixed mortgage is 6.19%, according to the Mortgage Research Center, while the ...

Thirty-year mortgage rates fell to a one-month low today. The current mortgage rate on a 30-year fixed mortgage fell by 2.38% ...

Our team researched more than two dozen of the country’s most popular personal lenders, including large online companies like SoFi, big banks like Wells Fargo, and peer-to-peer lenders like Upstart.

After waiting for nearly a year, the Federal Reserve has cut interest rates. Here's a look at what that means for someone ...

NerdWallet's list of the best savings accounts feature options with great customer service, higher-than-average interest rates and low or no fees.

Chauncey grew up on a farm in rural northern California. At 18 he ran away and saw the world with a backpack and a credit card, discovering that the true value of any point or mile is the experience ...

Jackie Lam is a contributor for CNET Money. A personal finance writer for over 8 years, she covers money management, insurance, investing, banking and personal stories. An AFC® accredited financial ...

When shopping for a mortgage, you’ll likely encounter two key terms: Annual percentage rate (APR) and interest rate. While these terms often get thrown around interchangeably, understanding the ...