You don’t need to purchase a special type of insurance for roof replacement, but you can buy a home warranty that may help you with repairs not covered by homeowners insurance. Home insurance ...

Non-emergency roof leaks can be caused by regular wear and tear or by lack of regular maintenance. Not all policies cover this type of leak, so it’s best to check the fine print as soon as possible.

We explored how renovations can impact the cost of homeowners insurance. See how roof work, exterior upgrades and security systems can change your premium. ... Roof type. Annual premium. Change in ...

In 20 states prone to hail, replacing your roof can trigger a "roof age" discount. In other cases, you may need to install a specific type of roof to get a reduction in your homeowners insurance.