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It's called parametric insurance, it offers protection for climate-related wage losses and it's gaining ground in India.

The companies did not immediately respond to Reuters' requests for comment. Jio Financial, spun out of billionaire Ambani's Reliance Group last year, offers car, bike, health, and life insurance.

About Medi Assist Medi Assist, a leading third-party health benefits administrator in India, connects insurance companies, policyholders, healthcare providers, and public health scheme beneficiaries.