Insurance companies will be legally required to write policies in those areas "equivalent to no less than 85% of their statewide market share." Coverage won't increase to that threshold immediately.

Guardian Life, MassMutual and Northwestern Mutual top our list of the best term life insurance companies for 2025. Find out more now.

Four companies control more than half of the U.S. auto insurance market, according to the National Association of Insurance Commissioners (NAIC). State Farm is the largest, with 18.31% of the market.

While narrowing down the best car insurance companies, we used a sample premium from Bankrate for a driver with a 580 credit score and incorporated customer satisfaction ratings from J.D. Power, ...

Guardian is one of the best companies for universal life insurance shoppers, according to a Forbes Advisor analysis. In addition to universal life, Guardian also offers term and whole life ...