For example, say you have a regular health insurance plan and an accident indemnity plan. The regular health insurance has a $1,000 deductible. That means you have to pay the first $1,000 of your ...

As outlined previously, in late March 2024, the Biden Administration released final regulations setting new standards for short-term, limited duration health insurance (STLDI) and requiring ...

A "fixed indemnity plan" can give you extra coverage for prescriptions on top of what you have through a health insurance plan. You can use an indemnity plan as your only prescription coverage. But ...

Major medical insurance is comprehensive health insurance that covers medical services, hospitalizations, doctor visits, prescriptions, mental health and other types of healthcare. The vast ...

Aetna health insurance provides access to no-cost or low-cost care at 1,100-plus MinuteClinic locations. See how this insurer rates in our Aetna health insurance review.

This supplemental coverage, also called hospital indemnity insurance, pays for hospital costs not covered by your health plan. For instance, if your health plan doesn’t cover your entire ...

A bronze health insurance plan — the category with the cheapest premiums on the ACA Health Insurance Marketplace — costs an average of: $428 per month for a 21-year-old. $488 per month for a ...

When selecting a health insurance plan, there are many questions that you should ask to ensure that the coverage you are purchasing is right for your individual needs. Knowing what questions to ask ...

This post addresses how PPACA will effect fixed indemnity plans. Because so much of the law is still unclear, one specific caveat must be made: this article assumes that all the provisions of PPACA ...

If you typically use a lot of healthcare resources, due to health conditions or family situations, and you don’t anticipate that changing any time soon, supplemental insurance can make sense. While ...

Health insurance costs more but covers more for medical issues, while dental insurance is cheaper but doesn’t cover as many costs. Find out more about how these coverages compare.