The giant tax and spending bill known as the One Big Beautiful Bill Act, or OBBBA, was signed into law by President Trump earlier this month. Given all the haggling and rewriting that went on in ...

Using smart credit habits, you can strategically raise your credit limit over time to reach a $50,000 or higher limit. Here's how.

In the nearly 900 pages of President Donald Trump’s tax and spending bill are several provisions that parents and guardians ...

Current card: Let's say you have a credit limit of $5,000, and your typical monthly balance is $2000. That's a utilization ratio of 40% (yikes!).

A Reddit user is upset that his Bank of America credit card just had its limit slashed. While the poster originally had an $11,000 balance, his limit has now been cut by over $5,000, which he ...

The average credit limit for accounts opened in the first quarter of 2025 decreased by approximately 35% compared to the same period in 2024, according to the report.

If you only have a $200 credit limit and you spend $150 on a textbook, that means you're utilizing 75% of your credit. If you want to maximize your credit score, that's not ideal. May need to ...