To be fair, there are some drawbacks to using an IRA instead of a 401(k). For one thing, you can borrow from a 401(k) if you need to and then pay yourself back (with interest). There are also some ...

The "super catch-up" provision will allow them to contribute an additional $11,250 instead of $ ... you are covered by a 401k. Another income limit that can hinder your IRA savings is the Roth ...

A 401(k) plan allows individuals to save for retirement with tax advantages and employer matches they forego when saving ...

If your balance in your former employer's 401(k) plan is over $7,000, you can leave the money behind in the old plan or roll the assets into an IRA or your new employer's 401(k). But if your ...

A backdoor Roth IRA is fairly straightforward. If you make too much to contribute directly to a Roth IRA, you contribute to a ...

Instead, they offer tax ... there may come a time when Roth IRA income limits are lifted. The country is deep in the throes ...

A Reddit user asked if they should contribute to a traditional or Roth 401(k), or an account outside work. You should consider your tax bracket now and in the future when deciding whether a ...

Jacqueline DeMarco is a writer who specializes in financial topics. Her first job out of college was in the financial industry and it was there she gained a passion for helping others understand ...

TheStreet sat down with Lisa Greene-Lewis, CPA and TurboTax expert to explain the tax implications if you need money and dip into your IRA, 401k, or other retirement accounts. TurboTax Live ...

Fidelity and Schwab both offer plenty of no-load, no-transaction-fee funds with low minimum investments. Investors can choose ...

Most people's default way to save for retirement is a 401 (k) because it's offered through their employer and can be done ...