Some car insurance companies, like Auto-Owners and State Farm, offer cheaper rates than the average insurer. Some teens, particularly safe drivers and good students, may also qualify for discounts.

The minimum insurance requirement in many states may not be enough to cover all the expenses you could accrue after an accident: In Connecticut, for example, drivers need $25,000 in bodily injury ...

Adding a teen to a family policy with two adults can cause premiums to shoot up 150%, according to the Insurance Information ...

If you're just looking for the cheapest car insurance company overall in 2025, the answer is simple: USAA. Its average annual premium is around $1,335, beating every competitor across almost all ...

Liability insurance: Covers damages and injuries you cause to others. Collision insurance: Pays for repairs to your car if it's damaged in an accident, regardless of fault.

Now, the big PHEV qualifies for a full $7,500 Federal tax credit and, with an estimated annual insurance cost of just $1,897, is one of the cheapest vehicles to insure at any price.