Debit cards pull funds directly from your bank account when making purchases or withdrawing cash. Setting up a PIN and monitoring account balances via mobile apps helps avoid overspending and fees.

Using a debit card feels convenient: it’s fast, familiar, and skips the interest rates. Still, not every swipe is safe.

It's best to notify your bank immediately when a scam takes place, including when a debit card is lost or stolen ... the accomplice or impersonator will use social engineering techniques to obtain ...