(InvestigateTV) — FICO reports the average credit score in the U.S. is 716, which is considered a “good” score by most lenders. A third of Americans have a “fair” or lower credit score, according to ...

This transcript was prepared by a transcription service. This version may not be in its final form and may be updated. J.R. Whalen: Here's Your Money Briefing for Monday, December 23rd. I'm J.R.

Credit scores, which can range from 300-850, are calculated by scoring models using data from your credit report, including your payment history and amounts owed. Although there are various ...

Obviously, you are in debt if you are trying to significantly increase your credit score. Your debt will eventually be sold to a collection agency. Now you owe THEM money! And since they paid your ...

Good credit is the gateway to financial power — from lower mortgage rates and cheaper car insurance to premium rewards credit cards and nicer apartments. But many Americans are mystified by their ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

Building credit is an important part of your overall financial health. A high credit score could help you qualify for an ...

NEW YORK (AP) — Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you ...

Your credit score can have a big impact on your finances — particularly the amount of credit available to you. Credit scores are used by lenders of all kinds — including credit cards and mortgage ...